06°16′ N · 102°03′ E · Ban Phru
The year a household changes deserves a written plan.
Focus Vertexway Financial Planning sits with families in Tambon Ban Phru when a wedding, a house, a school bill, a pension, or a death in the family is about to rearrange the money.
Arrange a planning session- First sitting 45 minutes
- Fee Quoted before papers are read
- Office Sunday to Thursday
01 · The year in front of you
Name the change before you price it.
Most households who write to us already know which event is coming. What they do not yet have is a page that puts the feast, the roof, the term bill, or the pension in the order the cash will actually move.
02 · The written plan
Milestone Planning Session
One named change, three meetings, and a calendar you can follow when we are no longer in the room.
Naree Sama-ae keeps this sitting. It runs four to six weeks, covers one milestone, and ends with a 12-month money calendar. The fee starts at 12,000 THB and is confirmed in writing before any document is read.
03 · The weeks
Four stops between the first conversation and the calendar.
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01
Name it
Forty-five minutes to say which event is coming, who has already promised money, and which payment has a date that cannot slip.
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02
Spread the papers
Income notes, loans, invoices, a savings book, land or gold papers you are willing to show. Gaps are written down. They are not filled with guesses.
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03
Read the draft aloud
If a line does not match how the household eats, gives, or travels, the line changes before the plan is finished.
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04
Leave with the calendar
You take the written plan home. The office keeps a copy. The balance of the fee is paid that day.
04 · Other sittings
Some years need a narrower page.
Household Money Review
For two people who need one page that shows gifts, loans, stall takings, and the month after the guests leave.
Education Funding Plan
Term bills, the van, uniforms, and a later year in another city, lined up with the months the money comes in.
Retirement Income Map
The pension, the savings book, a parent you still support, and the roof that will need work after the salary stops.
Family Provision Conversation
A written list of the house, the gold, and the plots, ready for the lawyer you choose.
05 · From a kitchen table
Three envelopes, one drawer.
Last dry season a couple from the Tak Bai market brought three envelopes to the lane: money for a feast, gold an aunt had pledged, and a builder’s first invoice for a room behind the parents’ house. The envelopes had been sharing a drawer, and the drawer had no order. The afternoon was spent putting each sum back with the promise it belonged to. They still had to choose which room to delay. They no longer had to guess which envelope was allowed to pay for it.
06 · From the ledger
Notes we keep handing to clients.
Wedding gold, family gifts, and the months before the feast
Why feast money, gold, and a relative's loan cannot live in one envelope.
A school-fee calendar for a thin rubber season
Meeting a term bill in a month when the rubber plot pays little.
The office
Come with the papers you have. A partial set is enough to start.
Tambon Ban Phru, Amphoe Tak Bai, Narathiwat 96110
We reply within two working days. Sittings are by appointment, Sunday to Thursday, 09:00–16:00, by appointment.