Session · Naree Sama-ae
Retirement Income Map
A pension letter states one figure. A month of living in Ban Phru also holds rice, medicine, support for a parent, the family gifts you already make, and a house repair before the rains. The map is that whole month, written down.
Who it is for
People within about five years of leaving regular work, and the spouse or adult child who shares the household.
What you leave with
A monthly figure you can live inside, a list of costs the pension or savings book does not cover, and the year in which a repair or a medical cost is likely to arrive.
Two or three meetings over about four weeks at the Ban Phru office.
Included
- A reading of pension estimates, savings books, and any rental or plot income you bring
- A monthly spending picture built from your own categories
- A note of gaps, and the year each gap is likely to show up
Outside this sitting
- Selecting investment products or insurance
- A legal rearrangement of property
- Paying bills for you after the map is finished
How the time unfolds
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01
The letter and the month
We put the pension or the last year of takings next to a month you describe: food, medicine, transport, support you give, and the house.
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02
The year a large cost arrives
A roof, a hospital stay, or a child's remaining school year is placed on a year, not hidden inside an average.
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03
The figure you will actually use
You leave with one monthly number and a page that shows what would break it. Naree keeps the working papers in the office file.
What to bring
Bring the pension estimate or your latest salary slip, savings books, and a month of household spending written in whatever form you already use. A spouse is welcome at every meeting.
Limits we keep
We will not invent a pension figure the office has not issued. If the estimate is still with a clerk, the calendar waits, and we tell you whether the fee clock is running.
The fee
A fixed fee, higher if plot income, a shop, and a pension all have to be read together. From 11,000 THB when the picture is a pension plus household spending. If we also have to trace irregular plot or stall income across a year, the quote is set before the second meeting. Deposit is 40 percent.
The full fee schedule explains deposits and what changes a quote.
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